Free to use. Web app live now.

// YOUR DAILY SPENDING GUIDE

Your money.
Finally under control.

TowersBlock turns a messy pile of transactions into one clear pacing compass, showing exactly what is safe to spend today so you can move through each pay cycle with confidence.

Download on the
App Store
Get it on
Google Play

Coming soon to iOS and Android.

100%
Free core features
$0
To get started
< 3 min
Setup time
0
Bank connections needed
◆ Safe to Spend Today ◆ Blocks - Envelope Budgeting ◆ Towers - Savings Vaulting ◆ Wishlist - Impulse Control ◆ Split-Pay Tracking ◆ Predictive Cash Flow ◆ Shared Blocks ◆ Private by Design, No Bank Sync ◆ Free to Start◆ Safe to Spend Today ◆ Blocks - Envelope Budgeting ◆ Towers - Savings Vaulting ◆ Wishlist - Impulse Control ◆ Split-Pay Tracking ◆ Predictive Cash Flow ◆ Shared Blocks ◆ Private by Design, No Bank Sync ◆ Free to Start

// TERMINOLOGY

Blocks
Your daily spending envelopes.
Towers
Protected savings goals.
Wishlist
A space to pause before you buy.
Pacing Indicator
Your daily safe-to-spend number.
Vaulted
A Tower that is fully funded.

// FEATURES

Everything your budget needs.

SAFE TO SPEND

Safe to Spend Today | Stop wondering if you can afford it

TowersBlock calculates one number: the exact amount you can spend today without falling short before your next payday. It adjusts in real time as you log expenses and as bills approach.

Safe to Spend Today

SAVINGS

Towers | Save for what matters without disrupting your budget

A Tower is a savings vault for a specific goal: a trip, a purchase, an emergency fund. Fund it from your Blocks over time. Once it is full, it is vaulted. Spending from a Tower never touches your daily budget. It stays completely separate.

Towers

IMPULSE CONTROL

Wishlist | Create space between the impulse and the decision

See something you want but do not need right now? Send it to your Wishlist and a cool-down timer starts. When it ends, decide: buy it or skip it. Skipped items show exactly how much you saved. Your future self will thank you.

Wishlist

SPLIT-PAY

Split-Pay Tracking | Never lose track of what is coming up

Track your Buy Now, Pay Later plans right inside the Block they belong to. TowersBlock sets aside each upcoming installment as a reserved row in your spending Blocks, so a payment cycle never catches you off guard.

Split-Pay Tracking

RECAP

Recap | Clear, readable performance summaries

We skipped the abstract bar charts in favor of a clear, high-contrast text summary. Track four things at a glance: Total Spent, Biggest Day, Top Category, and how this period compares to the last.

Recap

TOWERS

Vaulted Towers | See your savings work in real time

Watch your vaulted savings move against your live remaining funds. You know your pacing the moment an expense is recorded.

Vaulted Towers

// PRICING

Honest pricing. No surprises.

Free keeps your budget organized. Plus tells you what to do about it.

Plus reads your actual numbers every day and hands you one thing worth doing. Some days that is a subscription you forgot about. Some days it is telling you a purchase will be tighter than it looks. Either way you get an answer, not another chart.

Free

$0/forever
  • ✓10 spending Blocks, and your Savings block on top of that
  • ✓3 Towers in focus at a time
  • ✓3 Shared Blocks of your own, and joining someone else's is always free
  • ✓20 receipt scans a month
  • ✓A daily check-in on what has moved since you last looked
  • ✓Your Money Move, one habit worth trying, new every day
  • ✓Unlimited transactions and Quick Add
Get Started Free →
Most Popular

The Plus BluePrint

$39.99/year

Just $3.33 a month

or $4.99 billed monthly

  • ✓Everything in Free, plus:
  • ✓Your Plus Brief, rewritten every morning: what changed, what you could do, and one move for the week
  • ✓Payday Forecast, so you find out you are short with days to spare, not hours
  • ✓The Leak Locator, for the subscriptions you forgot and the prices that crept up
  • ✓Can I Afford It?, a straight yes, tight, or wait before you buy
  • ✓Painless Trimming, a one-tap fix when a Block runs tight
  • ✓Guilt-Free Milestones, so you know the day each Tower is done
  • ✓Unlimited Blocks, Towers and Shared Blocks
  • ✓Unlimited receipt scans, and check in as often as you like
  • ✓Priority support and a Plus badge
Get The Plus BluePrint →
Limited edition

TowersBlock Infinity

$79.99one time

Pay once. Use forever.

  • ✓Everything in The Plus BluePrint, for life
  • ✓Every future feature included
  • ✓Never pay again
Claim Infinity →

TowersBlock Infinity is a strictly limited-edition tier, released in highly restricted small batches.

FeatureFreeThe Plus BluePrint
Spending Blocks10Unlimited
Towers (savings goals)3 in focus at a timeUnlimited
Shared Blocks you create3Unlimited
Joining a friend's Shared BlockAlways freeAlways free
Receipt scans20 a monthUnlimited
Daily check-inOnce a dayAs often as you like
Daily guidanceA habit worth tryingYour own numbers, and one thing to do
Your Plus BriefNot includedIncluded
Payday ForecastNot includedIncluded
The Leak LocatorNot includedIncluded
Can I Afford It?Not includedIncluded
Painless TrimmingNot includedIncluded
Guilt-Free MilestonesNot includedIncluded
Your figures sent to an AINeverNever

Your Savings block never counts toward the 10, so Free is really 10 spending Blocks plus Savings.

Paused Towers do not count toward the 3, so you can park one to free up a slot. That is why the app says 3 in focus.


Limits only apply to making new things. Nothing gets deleted or hidden if you go back to Free. Build 25 Blocks on Plus and you keep all 25, you just cannot add another until you are back under 10.


The daily check-in is free for everyone, once a day. The Plus BluePrint just takes the limit off.


Plus writes you something new every day, and none of your information leaves your phone to do it. The part that writes the words never sees your balances, your Block names, or anything you have spent. It gets the shape of your situation in a handful of general words, and your own figures are filled in on your device afterwards.


Plus keeps a running total of what it has actually put back in your pocket. It only counts repeating charges you found and cancelled, never money you moved between your own Blocks, so it is a number you can check.

// GET STARTED

Start knowing what you can spend. Today.

Free. No bank sync. No card required.

Download on the
App Store
Get it on
Google Play

Coming soon to iOS and Android.

Want the app the day it launches?

Join the Waitlist →