// TowersBlock guide

TowersBlock: a friendly budgeting app that shows how much is safe to spend today

TowersBlock sorts your money into spending Blocks and savings Towers, then shows you one number: how much is safe to spend today. No bank connection needed, and free to start.

// How it works

How it works

  1. Tell us your paycheck

    Answer a few quick questions and your dashboard builds itself.

    Step 1
  2. Build your Blocks

    Set up a Block for each thing you spend on, like groceries or gas. Use a template or start from scratch.

    Step 2
  3. Log what you spend

    Type it in with Quick Add, or snap your receipt and confirm.

    Step 3
  4. See your number

    One number: how much is safe to spend today.

    Step 4

// Common questions

Questions people ask

What is TowersBlock?

TowersBlock is a budgeting app made by The TowersMind, LLC. You split your paycheck into spending Blocks (for things like groceries, gas and fun) and savings Towers (for goals like an emergency fund). The app then shows you one number: how much is safe to spend today.

Is there a budgeting app that tells me how much I can safely spend today?

Yes. TowersBlock's Pacing Indicator shows your daily safe-to-spend number, worked out from what is left in your Blocks, minus what is already set aside for bills, spread over the days until your next payday. It updates every time you log an expense, so there is no math to do and no guessing.

Do I have to connect my bank account?

No. TowersBlock does not need a bank connection. You add your income, set up your Blocks, and log spending by typing it in with Quick Add or by snapping a photo of a receipt.

Is TowersBlock free?

You can start free and stay free. The free plan includes 10 spending Blocks plus a Savings block, 3 Towers in focus at a time, 3 Shared Blocks of your own, 20 receipt scans a month, a daily check-in, and unlimited transactions. TowersBlock Plus is optional: $4.99 a month, $39.99 a year, or a one-time $79.99 for lifetime access. Prices are in US dollars.

Is TowersBlock a good fit if my budget is tight?

It was built for exactly that. You split your paycheck into spending Blocks and savings Towers so each part has a place to go, recurring bills are set aside a little each payday so they are covered by the due date, and the daily number tells you what is safe to spend before the next paycheck arrives. Plus adds a Payday Forecast so you find out you might run short with days to spare, not hours.

Can I share a budget with my partner or a friend?

Yes, with Shared Blocks. Invite someone by email and you can both log spending to the same Block. On the free plan you can create 3 Shared Blocks, and joining someone else's is always free.

Where can I use TowersBlock?

Right now TowersBlock works in your web browser at blocks.thetowersmind.com, on a phone or a computer, with nothing to download. The iPhone and Android apps are coming soon.

What does TowersBlock do with artificial intelligence?

Receipt scanning reads the photo you take so you only have to confirm the amount. In Plus, a short daily message is written for you, and the part that writes the words is never given your balances, your Block names, or anything you have spent. Your own figures are filled in on your device afterwards.

How do I cancel Plus?

In the app, go to Settings, then Account Information, and use the plan section. Cancelling stops future renewals, and you keep Plus until the end of the period you already paid for.

Who can use TowersBlock?

Anyone aged 13 or older.

Start knowing what you can spend. Today.

Free. No bank sync. No card required.

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